New Jersey Auto Insurance
If you live in New Jersey, no one has to tell you that the state has the highest percent urban population in the U.S. – a whopping 1,030 people per square mile – which is 13 times the national average. With such a large population, New Jersey also claims to have the densest system of highways in the country, which is one reason – among many – why you need great car insurance.
It's time to request a N.J. auto insurance quote. It's the law, after all!
New Jersey car insurance basics
- The state of New Jersey has a unique Choice No-Fault system, which means that you can reject the no-fault system and retain the right to sue for any automobile accident injury.
- New Jersey has a basic policy and a standard policy – and with either policy you must have $15,000 in Personal Injury Protection.
- North Jersey is the car theft capital of the world, with more cars stolen in Newark than any other city in the United States. Newark has more cars stolen per year than New York City and Los Angeles combined.
New Jersey auto insurance premiums
The average car insurance premium for the residents of New Jersey is $2,459.00, which is higher than the national average of $1,766.00. New Jersey residents also saw an increase of approximately 11% in their car insurance premiums compared to last year.
We specialize in helping you find the best New Jersey auto insurance rates with the best coverage available to help you protect you and your family. All you need to do is request a free, no obligation New Jersey auto insurance quote here!