What to Expect With N.J. Auto Insurance Requirements
You may have absolutely no idea what the New Jersey auto insurance requirements are. We don't blame you; not only are they difficult to locate, but the fact that all American states have different minimum coverage levels makes things quite confusing.
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Thankfully though, we were able to lay our hands on the exact information you need, so keep reading to find out what your legal obligations are – and how you can meet them.
New Jersey auto insurance minimums
In the state of New Jersey, the bare minimums for auto insurance are:
- $15,000 per person for bodily injury coverage.
- $30,000 in total for bodily injury coverage in a single accident.
- $5,000 in total for property damage coverage in a single accident.
Whilst the minimums required for bodily injury in New Jersey sit around the figure for the national average, the figure of $5,000 for property related destruction is well below average.
If you think about it: $5,000 would barely even pay for a moderate panel beating job for one car, let alone multiple cars or even just one car with severe structural damage. For this reason, it is highly recommended that you hold an insurance policy with liability levels well in excess of the statutory minimums.
No obligation, free NJ auto insurance quotes
The last thing you should know about is the incredible benefits that we offer right here, on this site. All you have to do for a free quote on New Jersey auto insurance is fill in the form on this website. There's no obligation and no cost! Request your quote today!